Our Fix & Flip funding is our most popular loan and is ideal for investors who need to quickly acquire a property with the intention of renovating or fixing the property to be sold at a higher price. Our pricing is flexible based on prior experience.
Competitive rates starting at 10%
Origination Fee: 1–3%
Property types: Residential 1–4 units, townhomes, warrantable condos
Loan term: 12 months (up to 18 at lender’s discretion)
Max LTV: 70%
Max LTC: 85%
Credit Requirement: 680 midscore
Appraisal report
Credit & background check (hard pull)
Guarantor personal financial statement (PFS)
Bank statements / proof of liquidity
Borrower resume & project history
Business entity docs (e.g., Operating Agreement, Articles of Organization)
Purchase contract
Itemized budget, building plans & permits
Often, investors need interim financing, or a “Bridge Loan,” to give them time to achieve their next step while personal capital isn’t available yet. The terms of this loan are very similar to our Fix & Flip Loan, however, no funds will be allocated towards construction and instead, a lump sum amount will be paid.
Competitive rates starting at 10%
Origination Fee: 1–3%
Property types: Residential 1–4 units, townhomes, warrantable condos
Loan term: 12 months (up to 18 at lender’s discretion)
Max LTV: 70%
Max LTC: 85%
Credit Requirement: 680 midscore
Appraisal report
Credit & background check (hard pull)
Guarantor personal financial statement (PFS)
Bank statements / proof of liquidity
Borrower resume & project history
Business entity docs (e.g., Operating Agreement, Articles of Organization)
Purchase contract
Itemized budget, building plans & permits
Competitive rates starting at 10%
Origination Fee: 1–3%
Property types: Residential 1–4 units, townhomes, warrantable condos
Loan term: 12 months (up to 18 at lender’s discretion)
Max LTV: 70%
Max LTC: 85%
Credit Requirement: 680 midscore
Appraisal report
Credit & background check (hard pull)
Guarantor personal financial statement (PFS)
Bank statements / proof of liquidity
Borrower resume & project history
Business entity docs (e.g., Operating Agreement, Articles of Organization)
Purchase contract
Itemized budget, building plans & permits